Financial Advisor | Fiduciary | Fee-Only

Plan Smarter & Live Freer with Financial Clarity in Clear Lake

In Clear Lake, we serve individuals and families who need more than a one-size-fits-all financial plan. Our Virtual Family Office model gives you access to investment, tax, estate, and business planning expertise — all coordinated on your behalf. We work best with people managing significant wealth who want a partner, not just a portfolio manager. From agriculture to industry, we understand the financial challenges of successful lives in rural Iowa. If your money has outgrown your advisor, let’s talk.

Advanced wealth planning for Clear Lake, IA families, professionals & business owners.

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Business Owners

You built something extraordinary. Now what?

In Clear Lake, many of our clients are local entrepreneurs who’ve worked hard to build something that lasts. We help you align your business wealth with your personal plan and family needs. Our role is to simplify decision-making and protect what you’ve built.
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Executives

You’ve earned every dollar —

let’s make every dollar work smarter.

Clear Lake professionals managing executive-level income often deal with conflicting advice and limited time. We help unify your financial world — from benefits to estate planning — so nothing important gets missed. Our process is built around clarity, not complexity.
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Medical Professionals

You’ve spent decades helping others —

now let us help protect what you’ve built.

Clear Lake doctors, dentists, and medical specialists rely on us to simplify the financial side of a demanding career. From debt to practice transitions to retirement, we bring order to complexity. Our planning gives you confidence that your future is under control.
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Affluent Families & Individuals

Your wealth should reflect your values —

and carry them forward.

Clear Lake individuals and families often face life transitions that raise complex financial questions. We create coordinated plans that manage taxes, gifting, and investment decisions with confidence. When your goals shift, your plan evolves with you.
Why etzel financial Resources?

Serving Clear Lake with Expertise for Complex Financial Lives

Clear Lake has always valued relationships built on trust — and that’s exactly how we approach financial planning. We specialize in helping affluent families and business owners coordinate every aspect of their financial lives. From farming legacies to family transitions, we understand the wealth challenges that come with growth. Our planning process is designed to help you feel confident in every decision. We bring the discipline of a family office to the people of North Iowa.

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Common faqs

Don't Know Where to Start? We Have Answers.

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How do I know if I need advanced planning in Clear Lake? 


If you're managing $1M+ in assets, dealing with business ownership or estate concerns, you’ll benefit from a coordinated financial strategy built around your specific goals in Clear Lake.

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Do I need estate planning even if I live in Clear Lake? 


Yes — estate planning isn’t just for the ultra-wealthy; it’s essential to protecting your assets, honoring your wishes, and avoiding court delays in Clear Lake.

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Can my financial plan change as my life changes in Clear Lake? 


Absolutely — we build flexible, evolving strategies so Clear Lake clients can adjust for new goals, family changes, or shifting financial conditions.

Get Started Today

Let’s Start with a Real Conversation

Clear Lake clients know trust matters — and that’s where we begin. We offer coordinated financial advice that aligns with your goals, values, and long-term legacy. Schedule a conversation and take the first step.